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Usman Khalid
Joined on: Nov 30, -0001 Published stories: 1671

Articles By Usman Khalid

The results are out: 15 of the 19 US banks pass Federal Reserve stress test – Part 1

Federal Reserve picked the brain of a wise man when they started taking the US banking system seriously. Oh! Or was it the 2008 economic crisis that forced them to think straight? Whatever the case was, the US central bank has taken a serious notice of the US banks and late in 2011, laid out […]

The results are out: 15 of the 19 US banks pass Federal Reserve stress test – Part 2

Bank of America BofA cleared the stress test with 5.9% capital ratio. It is not believed to have proposed any additional capital returns after proposed dividend hike was rejected in 2011. Capital One Financial The institute passed stress test with 7.8% capital ratio. Regions Financial The bank passed stress test with 6.6% capital ratio, announced […]

The results are out: 15 of the 19 US banks pass Federal Reserve stress test – Part 3

JPMorgan Chase One of the too big to fail, passed stress test with 5.4% capital ratio under stressed scenario, including proposed captal actions through 2013. Increased its dividend 20% to 30 cents per share, from 25 cents, authorized a $15 billion stock buyback. US Bancorp With a margin US Bancorp passed stress test with 5.4% […]

Paperless Environment: Is it really the time to bid farewell to paper? – Part 1

The chances of the existence of paper are getting paper-slim. The invention, whose origins can be found in the early 8th century Chinese culture, has been tipped at the brink of extinction from existence for the last three to four decades. The main reason, technological innovations and inventions of the modern era. It was the […]

Paperless Environment: Is it really the time to bid farewell to paper? – Part 2

Why make the prediction of a long death of paper? The reason is that it has infiltrated our lives so deeply that replacing a paper stack with a hard drive and words with 101011 bits and bytes will be a lengthy procedure. The use of paper is not limited to just reading and writing, though […]

Paperless Environment: Is it really the time to bid farewell to paper? – Part 3

Currency, the instrument we all use in purchasing or selling anything, is another object that will be hard to subdue. Financial services companies like American Express and MasterCard have been investing every ounce of their energy to replace the conventional paper currency with plastic ones, and Google has joined the club with its electronic currency […]

Paperless Environment: Is it really the time to bid farewell to paper? – Part 4

However, smartphones are taking care of this problem. Though the process is a little bit finicky to handle but it does the trick; transfer the file or app from the tablet to smartphone, and it will take it from there. No matter what convenience all these technology gismos provide us, paper has taken care of […]

Best free and paid version of antivirus software available in the market – Part 1

The security of the computer system is of foremost importance to every users but if it is the bread and butter of someone, the concerns beef up to another level. Internet security, email spams and computer malware – spyware are to name some that need to be taken care of. Since, Microsoft’s PC operating system, […]

Best free and paid version of antivirus software available in the market – Part 2

AVAST Free Antivirus 2012 In the category of free protection from malware on the systems, AVAST has stolen the podium from the likes of Avira and AVG this year. Its latest 2012 version leads the race with vast pool of virus definitions and more keep pouring in. Its interface is optimal for every system and […]

The new iPad Dilemma: It loves me … it loves me not – Part 1

Apple, Inc. announced the latest version of their flagship tablet, the new iPad, on March 07, 2012. The numeric suffix was abandoned by the company to give the tablet a new identity. There might be two reasons for new brand strategy. The new iPad is a new device in a number of ways. It has […]

The new iPad Dilemma: It loves me … it loves me not – Part 2

However, the most important thing that would keep the users having second thoughts is the features list. The new iPad has 4G, Retina Display, iCloud PhotoStream, AirPlay mirroring, WiFi hotspot functionality on LTE, and that’s about it. Those who are using iPad 2 might get most of this by upgrading the iOS on their devices […]

The new iPad Dilemma: It loves me … it loves me not – Part 3

The answer is multi fold. And here is how it is laid out. The users who are still on the original 2010 version of the iPad have had quite a bit of their device. It is only a matter of time before the batteries of their slates wear out and the resale value goes into […]

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